Effective date: 6 September 2026
This policy applies to the Qalta mobile app (“the app”) provided by Daniel Tokkozhin (“we”). It explains what stays on your device, what leaves the device, and which companies process that data.
Accounts, transactions, categories, budgets, goals, recurring items, and similar journal data are stored locally on your device (SQLite). We do not upload your journal to our servers as a cloud copy of the app.
If you use the optional backup feature, copies can be stored in your iCloud account. That storage is provided by Apple and is covered by Apple’s privacy policy.
You sign in with Sign in with Apple. We receive an Apple identity token and create an account with our backend provider, Supabase. That account can include a user ID, an email address (including Apple’s Hide My Email relay), and your name if Apple provides it on first sign-in.
You can delete your account in the app. That removes the account and subscription records we store. Journal data on the device is separate; you can also clear local financial data in Settings.
Purchases are processed by Apple. We use RevenueCat to read subscription status. We store a premium flag and AI usage counters (how many voice, image, and document requests you have used) in Supabase, linked to your user ID. We do not receive or store payment card numbers.
When you use voice input, receipt or document scan, or other AI extraction, the app sends the content you submitted to our backend (Supabase Edge Functions). The backend forwards that content to OpenAI so the app can propose transactions.
Depending on the feature, that content may include:
This is sent only to provide the feature you asked for. We do not store your journal in our database. The backend uses the request to return structured entries and to count usage against your limits.
OpenAI processes the request under its API terms. OpenAI states that, by default, API inputs are not used to train its models. OpenAI may retain data for a limited period to operate the API and for abuse monitoring. See OpenAI’s policies linked below.
AI features are optional. You can add transactions manually without sending this content.
These companies process data as described above. Each has its own privacy policy:
We may also disclose information if required by law, or if we believe in good faith that disclosure is needed to protect rights, safety, or to investigate fraud.
To delete account data, use Delete account in the app or email help.qalta.app@outlook.com.
We may update this policy. The effective date above will change. Continued use after an update means you accept the revised policy.
Daniel Tokkozhin
help.qalta.app@outlook.com